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Website terms

Terms of Use

These Terms of Use govern your access to and use of the website operated by Global Re Overseas Ltd. ("GRO", "we", "us" or "our"). Please read these Terms carefully before using the website.

Use of the website

This website is operated by Global Re Overseas Ltd. and provides general information about GRO, its business and services. By accessing or using this website, you agree to these Terms of Use. Information about how we process personal information is set out in our Privacy Policy, and information about the use of cookies and similar technologies is provided in our Cookie Policy.

User responsibilities

You may use this website only for lawful purposes. You must not use the website in any manner that violates applicable law, infringes the rights of others, interferes with the operation or security of the website, introduces malicious code, attempts to gain unauthorised access to systems or data, or otherwise misuses the website or its content. This website is not directed at persons in any jurisdiction where its publication, availability or use would be contrary to applicable law or regulatory requirements.

No offer, solicitation or advice

The information on this website is provided for general informational purposes only. Nothing on this website constitutes or should be construed as insurance, reinsurance, investment, legal, tax, financial or other professional advice, or as an offer, invitation or solicitation to enter into any transaction or contract in any jurisdiction. No insurance or reinsurance coverage is created, bound, amended or renewed through the publication of information on this website.

Submissions and enquiries

Submission of an enquiry, proposal or other information through this website does not constitute acceptance of any risk, create insurance or reinsurance coverage, or bind GRO to enter into any transaction. Any coverage or contractual relationship is subject to GRO's applicable underwriting, due diligence, approval and contractual processes.

Limitation of liability

To the fullest extent permitted by applicable law, GRO shall not be liable for loss or damage arising from or in connection with access to, use of, inability to use, or reliance on this website or its content. Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited.

Third party links

This website may contain links to third-party websites for convenience or information. GRO does not control and is not responsible for the availability, content, security or privacy practices of third-party websites. A link does not constitute GRO's endorsement or approval of the third party or its content.

Governing law and jurisdiction

These Terms of Use and any dispute arising out of or in connection with the website shall be governed by and construed in accordance with the laws of Nevis.

Changes to these Terms

GRO may update these Terms of Use from time to time.